"Need to pay" NYT crossword answer is:
OWE (3 letters length)The answer for "Need to pay" crossword clue is listed above to help you solve the puzzle you are currently working on.
The New York Times crossword clue for October 3, 2023 is "need to pay". This clue could refer to any number of things, such as a bill that needs to be paid, a debt that needs to be settled, or a fee that needs to be paid in order to access a service or product. Whatever the case, it is clear that the answer to this clue involves some form of payment.