"Take on as debt" NYT crossword answer is:INCUR (5 letters length)
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The answer to the crossword clue "Take on as debt" in the New York Times on January 1, 2024 is "INCUR". This verb means to become liable for a debt or obligation, usually through an agreement or contract. It is important to be aware of the financial commitments you are taking on when you incur debt, as it can have long-term consequences.